Pragyan Saving & Credit Co-operative Ltd.

About us

The Saccos: helping many people in short time of period

Pragyan Saving and Credit Cooperative is established under “Cooperative Act 2048 B.S.” in Nepal. It is registered in Division Sahakari Karyalaya in 2070 B.S. with registration number 4215/070/71.

Pragyan is one of the innovative and advanced financial institutions in Balambu- Kathmandu, with an aim to uplift the society economically. The major objective of Pragyan is to support isolated and powerless individuals and is continuously serving with mission to provide affordable and equitable access to all. Pragyan believes in achieving synergy effect (2+2=5) by collecting insignificant amount of individual members as saving and providing credit to honest and capable individuals who are lacking to fulfill their dreams may it be business, home, education or land.

Know more

What we do

Financial improvement of our society is our main goal.

Saving Features

Saving is a portion of disposable income not spent on consumption of goods but accumulated or invested for the betterment in future by getting unlimited services presently. In today's financial competitive world, we are providing very attractive and effective saving schemes with high interest rates.

Loan & Advance

All of us have a dream to be successful in our life by doing something which is very economical & profitable for that we need proper fund from a secure place by respecting these ideas we have been providing loans to our customers for a fixed period of time at a variable or fixed rate of interest with repayment calculated at the outset on the basis of monthly installments.

More Services

We understand that your time is money. To save your valued time and reduce the everyday hassles of walking down to the co-operative, We are providing other several services i.e. e-banking, sms banking, remittance services.